I can’t talk a lot about my work, though there are many many stories to tell.  Amusing stories, amazing stories, unbelievable stories.  But privacy rules insist that I keep them to myself.  My job is to look deeply into people’s lives; into their employment, assets,  credit histories and collateral.  And after checking everything out, I decide whether or not to let them borrower money.  Sometimes a lot of money.

One of the more fun things about my work is that I get to look at a lot of houses.  I love looking at houses.  I’d be a Realtor if it weren’t for having to work with people.  And all those weekend hours.  But these days in my job I get to look at home appraisals from all over the country.   And the really cool thing is that since all the craziness of the mortgage boom busted and rules have tightened the appraisers have to provide interior photos!

Back in the old days – pre graduate school – appraisals didn’t have interior photos, and I’d see pictures of houses I’d like, and wish I could see what they were like inside.  Well, now all appraisals have interior photos!  And guess what?  People are clutter crazy!  And many of them don’t make their beds!  This doesn’t effect the value of their home, but it does make me smile.  I don’t think people realize the appraiser has to take pictures inside now.

Cause if they did maybe they’d at least put the toilet seat down.